At Every Stage Of Life We Serve
We serve individuals, family, and business owners at every stage of life, whether you are at or nearing retirement, starting to build your wealth, or somewhere in between.
We take the time to get to know you and your family. Before we can take any action with your personal finances, we need to have a clear understanding of what’s most important to you in life. And if you don’t know yet, we’ll help you figure it out. We align your money with your life.
Most of the time, when people think of “financial planning,” budgeting, projections, and calculations come to mind. We are a fan of those things at Prism Planning Partners. However, when it comes to a personal financial plan, numbers are only part of the equation.
At Prism Planning Partners, we’re careful not to leave out the most important part of the equation: who you are as a person, what your family values, and how you’d like to enjoy spending your time on this earth.
It’s our job help you use your wealth to achieve your retirement goals.
The concept of retirement is undergoing a metamorphosis. Demographic, societal, and workplace trends have all converged to offer a stage of life that is much more fluid and flexible than what most of us previously imagined. In fact,...
Advances in health care have added years to our life. However, Laura Carstensen, founding director of the Stanford Center on Longevity and author of A Long Bright Future, proclaims it is time to add more life to our years. In a recent...
As we navigate life in the 21st century, the trend that will have the most profound effect on the future of our society (and other industrialized societies) is the “Age Wave.” In other words, we are living longer and the percentage of...
In a recent editorial for the National Endowment for Financial Education (NEFE), Brent Neiser commented on “Financial Stacking: A Modern American Burden.” He wrote: Myriad choices, opportunities, and expectations generated by...
We asked some independent business coaches for their input on the challenges that business owners tend to face. What is the most common question that business owners ask you? “How can we get our culture fine-tuned to engage more of our...
Most adults are increasingly experiencing a time crunch. The result is mounting stress and compromised health and vitality. And yet, despite their best efforts, many individuals express frustration about not being able to bring tasks...
“In the same way that a good Wall Street investment appreciates in value, you want your investments of time and energy to offer high yields. They should make you feel good — happy, satisfied, energized, or relaxed.” Marc Eisenson,...
A growing number of individuals and couples are entering the ranks of the Sandwich Generation. What they have in common is that they are “caught in the middle” between the competing needs and wants of their dependent children and...
It’s undeniable that one of the best phrases you can hear in life is “you’re going to be a grandparent!” You probably picture your days as grandma and grandpa at t-ball games and ballet recitals, spoiling the kids with treats, and...
When someone starts to think about stopping working, it’s a total mindshift. For years, you’ve been in earnings mode with a constant income stream to support your needs. You’ve also been in a constant state of socialization (whether...
Retirement is a transition like many other changes in life. Are you worried you’ll wind up retired and bored to death? Retirement is the time to stick your hand in the air and say “Pick me! I can help!” Be a joiner! Here’s a list of...
Living your most illuminated retirement means going for what you’ve always wanted, and for many that can mean putting together a moving checklist, seeking out retirement relocation tips, and moving to the home of your dreams. If you...
Whether it be a holiday gift from a clueless relative, or colleagues who forgot it was your birthday, there’s nothing worse than a halfway thought-through gift. Finding the right retirement gifts can be a challenging, especially if...
If you’re contemplating retirement, I certainly hope you’ve thought about your ongoing healthcare needs. If you retire at the traditional age 65, as laws stand now, you’ll just transition onto Medicare, right? Problem solved?...
The holiday season is well over, so now it’s time to enter everyone’s favorite season of the year – tax season! (Just kidding, of course). Many folks, with the exception of the IRS, may feel as though filing taxes are a necessary evil....
For most business owners, there is very little separation between business and life. While this is a necessary mindset to have when navigating the challenges of entrepreneurship, it does make for a jolting transition when it all...
This article was written by Jason Giza. Jason is currently a sophomore at Indiana University, majoring in Finance. When your son or daughter goes off to college there is inevitably an enormous price tag associated with it. But that’s...
In the past, maybe you didn’t think twice about cybersecurity. Who cares, the internet is a place to watch silly videos! Well, not anymore. Whether you’re retired or actively employed or a teen all over social media, nearly everyone...
So you struck out on your own and started a firm. Business is promising and your new website is a hit – and you thought the hard part was over until it became clear that more capital was in demand. We interviewed Leslee Cohen, business...
One of the biggest challenges when it comes to holiday gift giving isn’t affording the gifts but rather figuring out how to give in a way that is meaningful. At the same time, successful families often feel concerned, even downright...
Forced into a retirement? Must be nice! Yes, that thought came into our heads too as we anticipated writing this article. In a very active mergers and acquisitions environment and the age of corporate buyouts, involuntary retirement is...
This article is for informational purposes only and does constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or product. It’s no secret that the average American is not the best with...
What do you think is the number one issue prospective clients bring to us here at Prism? It’s likely not shocking. Here’s the big question: Can I afford to retire and not run out of money? Some folks understand that they’ll easily be...
Too often in our society, employees and business owners alike are pressured to grind both at work and at home. Financial stress is often the motivator for being a “workaholic.” The value of taking some time off is drastically...
Have you ever lamented that you wish you could “quit your jobs yesterday?” With corporate cultures becoming more and more demanding, it’s no surprise that burnout is happening well before traditional retirement age. But, you’re way too...
When we think about retirement, images come to mind of a gray-haired guy with a fishing pole, spending all day on a lake somewhere. But, in addition to more time outdoors, it also represents a new way to pay for our day to day lives....
You’ve done a great job guiding your child through school, and now he/she is ready to graduate and start a career. We’ve all heard the horror stories about 20-somethings failing to plan ahead with their finances and the trouble it can...
We’ve all heard of (or experienced) the “annual review.” Especially common in corporate environments, this review typically goes over the following: What you did at work for the past year How well you attained goals set for you...
When children leave the family “nest”, parents feel mixed emotions; both proud and satisfied, yet unsure, sad, and nervous. “Launching” is a phase in the family lifecycle when parents watch their children move on in life; often, off to...
Close your eyes for a moment and imagine a blank calendar… Good. Now just think of how scary that would be if the blank sheet of paper was your life every day for the next two decades. As anyone who has ever been phenomenally bored...
