Buying Ourselves the Gift of Time

Most adults are increasingly experiencing a time crunch.  The result is mounting stress and compromised health and vitality.  And yet, despite their best efforts, many individuals express frustration about not being able to bring tasks to completion or having enough time to focus on what or who is most important to them. Scientists have even

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Do I Really Need Long Term Care Insurance?

If you’re contemplating retirement, I certainly hope you’ve thought about your ongoing healthcare needs. If you retire at the traditional age 65, as laws stand now, you’ll just transition onto Medicare, right? Problem solved? Unfortunately, it’s not that straightforward. Medicare has its coverage limitations, and will not pick up the tab for an extended need

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